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Affordable Used Volkswagen Golf for sale on Finance in St Helens

Find and finance your next Volkswagen Golf in and around St Helens with ChooseMyCar

Reviews 3640 • Excellent

ChooseMyCar operates as a credit broker, not a lender. We offer a variety of car finance options to suit different needs, including popular choices like Hire Purchase (HP) and Personal Contract Purchase (PCP), as well as specialised services. Our goal is straightforward: to make car financing easy and accessible for everyone. Interest rates start from 9.9% APR. For example, if you borrow £7,000 over 60 months with a REPRESENTATIVE APR of 19.9% and no deposit, the monthly payment would be £184. The total cost would be £4,040, making the total amount payable £11,040.

Volkswagen Golf for Sale on Finance

Volkswagen Golf

Volkswagen Golf
2.0 TDI BlueMotion Tech SE DSG Euro 6 (s/s) 5dr

2015 | Unlisted | 98,000 miles | Diesel

Finance From
£132/month
Cash Price
£6,284
Volkswagen Golf

Volkswagen Golf
2.0 TSI R DSG 4Motion Euro 6 (s/s) 5dr

2019 | Unlisted | 35,700 miles | Petrol

Finance From
£424/month
Cash Price
£25,499
Volkswagen Golf

Volkswagen Golf
1.6 TDI BlueMotion Tech Match DSG Euro 5 (s/s) 5dr

2014 | Unlisted | 75,665 miles | Diesel

Finance From
£157/month
Cash Price
£7,490
Volkswagen Golf

Volkswagen Golf
1.4 TSI SE Euro 6 (s/s) 5dr

2017 | Manual | 78,000 miles | Petrol

Finance From
£199/month
Cash Price
£9,499
Volkswagen Golf

Volkswagen Golf
2.0 TSI BMT GTI DSG Euro 5 S/S 5dr

2014 | Unlisted | 8,581 miles | Petrol

Finance From
£314/month
Cash Price
£14,990
Volkswagen Golf

Volkswagen Golf
1.4 TSI BlueMotion Tech Match DSG Euro 5 (s/s) 5dr

2015 | Unlisted | 70,000 miles | Petrol

Finance From
£199/month
Cash Price
£9,495
Volkswagen Golf

Volkswagen Golf
1.6 TDI BlueMotion Tech Match Edition Euro 6 (s/s) 5dr

2017 | Manual | 93,000 miles | Diesel

Finance From
£166/month
Cash Price
£7,900
Volkswagen Golf

Volkswagen Golf
2.0 TSI 310 R 5dr 4MOTION DSG REVO STAGE 1 390 PAN ROOF LEATHER LIMESTONE

2018 | Automatic | 49,000 miles | Petrol

Finance From
£472/month
Cash Price
£22,490
Volkswagen Golf

Volkswagen Golf
1.6 TDI BlueMotion Tech SE Nav Hatchback 5dr Diese

2017 | Manual | 91,432 miles | Diesel

Finance From
£176/month
Cash Price
£8,395
Volkswagen Golf

Volkswagen Golf
2.0 TDI BlueMotion Tech GT Edition DSG Euro 6 (s/s) 5dr

2016 | Automatic | 65,000 miles | Diesel

Finance From
£252/month
Cash Price
£11,999
Volkswagen Golf

Volkswagen Golf
2.0 TDI BlueMotion Tech GTD Hatchback 5dr Diesel M

2016 | Manual | 98,000 miles | Diesel

Finance From
£209/month
Cash Price
£9,949
Volkswagen Golf

Volkswagen Golf
1.0 TSI Life Euro 6 (s/s) 5dr

2022 | Manual | 14,982 miles | Petrol

Finance From
£283/month
Cash Price
£17,000
Volkswagen Golf

Volkswagen Golf
2.0 TSI BlueMotion Tech R Hatchback 5dr Petrol DSG

2016 | Automatic | 77,266 miles | Petrol

Finance From
£335/month
Cash Price
£15,990
Volkswagen Golf

Volkswagen Golf
1.4 TSI 8.7kWh GTE Hatchback 5dr Petrol Plug-in Hy

2017 | Automatic | 76,200 miles | Unlisted

Finance From
£237/month
Cash Price
£11,295
Volkswagen Golf

Volkswagen Golf
2.0 TSI BlueMotion Tech GTI Hatchback 5dr Petrol D

2014 | Automatic | 89,350 miles | Petrol

Finance From
£216/month
Cash Price
£10,295
Volkswagen Golf

Volkswagen Golf
1.5 TSI EVO R-Line

2019 | Manual | 92,700 miles | Petrol

Finance From
£252/month
Cash Price
£11,995

Browse other Volkswagen models in St Helens

Bad Credit Volkswagen Golf deals in St Helens

Get approved for Volkswagen Golf finance in St Helens, even with poor credit history. Our specialist lenders understand your circumstances, offering flexible solutions to make your dream Volkswagen Golf achievable.

With dedicated account managers and access to multiple finance partners, we help secure competitive rates regardless of your credit score.

Zero Deposit Volkswagen Golf deals in St Helens

Drive a quality used Volkswagen Golf in St Helens with no deposit needed. Choose from our extensive range of pre-owned Volkswagen Golf models and start driving without upfront costs. Our specialist lenders offer flexible monthly payments on used Volkswagen Golf vehicles, making your car ownership journey start sooner.

Why trust ChooseMyCar Volkswagen Golf in St Helens?

We make car ownership effortless with zero deposit options and competitive finance rates that fit your budget. Our outstanding 4.9/5 Trustpilot rating demonstrates our commitment to customer satisfaction, while our partnerships with reputable dealerships ensure you get a quality Volkswagen every time. Plus, with convenient home delivery available across St Helens, getting your perfect Volkswagen Golf has never been simpler or more affordable.

Learn more about the Volkswagen Golf

There’s a Volkswagen Golf sold somewhere in the world every 41 seconds. Think about that for a moment. This isn’t new; it’s been true since the 1970s.

Why?

Because, like most Volkswagens, the Golf is one of those cars that just works. It does everything you need it to do.

It might not be the “best in class” in every area but it’s reliably good in all of them – so good, in fact, that over 35 Million Golfs have been sold since it first hit showrooms in 1974.

Perfectly sized for a small family, engaging to drive, fantastically bolted together and slim enough to hoik down the smallest country lane, there’s just so much to love about the Golf.

Whether you’re looking for a fuel sipping hyper-miler or a fun and furious GTI, the Golf has all the bases covered. The Engines are refined, the interiors punch well above their price bracket and, with so many on the second hand market, a used Golf can be an absolute bargain. You can even find brilliant Electric and Plug In Hybrid options.

The e-Golf fully electric has more grunt when you press the go pedal and will take you between 100 and 115 miles on a charge. Not comfy with that? The GTE backs up 30 all-electric miles with a petrol engine that’ll go more than 400.

All in all, the Golf is,… a Golf. Solid, reliable and terrific fun to drive, it’s about as good as an all-round family car can be.

Read more...

Starting out with the S and SE models and shooting up through the famous GTi and the fantastic GTE, the Golf keeps its naming scheme simple and its quality high. It might start off
without much – the Life only coming with steel rims in a world of alloys but you soon start seeing all the toys and gizmos you love.

Go petrol and many swear by the GTi but the most powerful option is actually the plug-in hybrid GTE – a fantastic option with nearly 30 miles of all-electric range and rock-bottom running costs. All while keeping the same sporty dynamics we all love.

Golf S

An 8 inch touch screen and air conditioning come as standard, along with bluetooth, DAB radio and all electric windows. Not bad for a base car. You have to settle for steel rims, though. That said, the interior – especially the one in Mk7 models – is pleasantly high quality from the off.

Golf SE

Front fog lights pop in here, as does rear privacy glass. You also get some lovely 17 inch alloys.

Golf GTI

Here’s where the more powerful engines start to spring up, along with some very fetching red accents inside and out. You also get larger alloys and more flair on the bodywork.

Golf GTE

Trim wise, the GTE comes fully loaded with everything you’ll ever need – including a Lithium Ion battery under the boot. Not only is it as powerful at the R, it loses none of the playfulness of the GTi, despite being heavier. And if you drive further than its electric range, one button push on a motorway and the engine starts to recharge the battery, ready for silent running in town.

Golf R

The most powerful and fully-loaded of all Golfs, there’s nothing you won’t find in an R. Leather covers just about everything and you get unique design elements in the upholstery. You also get the most powerful motors of the entire range, for sprightly highway overtaking. Safely, of course.

“Just buy a golf”. The unofficial slogan of VWs classic family hatch could not fit it better. Everyone knows what it is, everyone knows what it can do. It’s a solid, fantastically built, perfectly weighted family car that just gets everything right. Well, up to its 7th generation, that is.

Few cars in its class drive as well as the Golf, making it an entertaining ride for driver and passenger, all while taking school runs and daily commutes in its stride. It’s the all-round, no- nonsense car we all love.

Brief History of the Volkswagen Golf

First hitting the roads in 1974, the VW Golf was one of Volkswagen’s first front-wheel drive cars. Indeed, up to the launch of the Golf, most cars had a rear wheel bias. The Golf pioneered power to the front axel and the world never looked back.

It sold well from the very start, building on the immense popularity of the Beetle it largely replaced. But sales didn’t really kick into overdrive until the launch of the GTi in ‘76 – a car that came to define the 1980s and is still the go-to hot hatch.

More recently, VW have introduced electric versions in the e-Gold and GTE. Both keep the familiar Golf DNA with a foot firmly in the future. Slightly more controversial, however, has been the interior of the Mk8 Golf, which some have argued doesn’t have the ergonomics quite on- point.

Like a well worn pair of trainers, there’s nothing to surprise you in a Golf but by god are they great to wear. The familiarity of the Golf is the key to its success: it drives like it should, it sits like it should, it changes gear like it should. It’s a car that volkswagen’s engineers got right from the very start and never dipped in quality.

It’s also among the most efficient cars you can buy, with an average of 50mpg – and over 100mpg on the plug in GTE.

With so many Golf’s out there, you can easily find a good price on Hire Purchase. Remember that the better your trim, the better your resale value and the better value you’re going to find on a month by month option like PCP. Just keep an eye on the log book and check for any glaring flaws that could bump that monthly price up.

Finding your Perfect Volkswagen Golf is just part of the journey: buying or leasing it with great-value car finance? That’s the cherry on the cake.

ChooseMyCar.com’s fantastic range of Car Finance options can help you to drive away with the Volkswagen you’ve always wanted for much less than you ever expected to pay – even if you’ve had problems getting credit in the past.

Hire Purchase, PCP or Lease: we have the Finance you need for the Car You’ll Love.

It’s one of those rare cars that just gets everything right. Reliably, pleasantly right. That’s not to say it’s the best at everything – a Focus RS might be a better hot hatch and a Skoda Octavia might be bigger inside – but as an overall package it just,… works. Beautifully.

We’d suggest that the GTi, the GTE or the e-Golf are your best choices, depending on whether you have off street parking or not. For that, you get great handling and plenty of power. Go electric and you’ll save a fortune on fuel too.

Not really. Compared to their SEAT or Skoda cousins, VW cars tend to be a bit nicer on the inside but a Rolls Royce this is not. The nicest interior of the lot comes in the Mk7 though things tend to go backwards a little in the Mk8.

No. Spares are very easy to come by on the used market, though official spares from VW can be on the pricier side. That said, 3rd party options are very affordable and Golfs are generally very reliable – so you shouldn’t need to do much work on yours.

Not only do Golf’s last really well – with many 100-150,000 mile cars still out there on the road, but because so many have been sold, spares are plentiful. That said, official Volkswagen servicing and repairs can be a tad more expensive than the competition.

Finance Calculator: How Much Can You Afford to Spend On A Car?

£8,000

4 Years

£190.42
48 monthly repayments

Best available rate 6.9%

Total cost of credit £1,140.16

Total repayment £9,140.16

Get a quote No impact on your credit score

Representative example:

Borrowing £6,500 over 48 months with a representative APR of 21.4%, an annual interest rate of 21.4% (Fixed) and a deposit of £0.00, the amount payable would be £196.24 per month, with a total cost of credit of £2,919.52 and a total amount payable of £9,419.52

We’re rated Excellent on Trustpilot

4.9 out of 5 on 3640 Reviews

28
31/08/2022

I was looking for a new car and looked…

I was looking for a new car and looked at a few different options for finance. They were very quick to respond and explained how I would be able to find the car I needed and were very helpful with every question I asked. It was processed quickly without a problem. Very friendly on the phone and offered support throughout process.
Customer
28
31/08/2022

Very quick and easy experience I…

Sully was fantastic Very quick and easy experience I applied got accepted quickly and chose a car easily, my car is due to be delivered today
Tan
28
28/08/2022

Super helpful!

Saad was super helpful and made everything really easy for me. Always communicated and really looked for the best deal in my budget. Would definitely recommend!
Bethan
28
29/08/2022

Highly recommend

Dean was amazing and provided a great service. I was unsure about the cars and regularly changed my mind but he didn’t seemed phased and was always happy to help. Extremely friendly and professional service. Thank you
Bhav
28
23/08/2022

Chris helped me make sure it was the…

Chris helped me make sure it was the right deal for me if I had any questions he was there to answer them
Martin
28
18/08/2022

Brill customer service

Brill customer service, assisted in helping me find the right car for me, great customer service. I had a lad called Micheal assist me great asset for he company.
Rachel
28
17/08/2022

Dealt with Dean and he is so…

Dealt with Dean and he is so professional & very helpful. His knowledge and confidence helped in being able to find the right car.
Mandi Leadbitter
28
12/08/2022

Faultless

craig was very helpful and knew his stuff when it came anything extra that needed to be sorted the whole experience was quick incisive and to the point thank you craig for sorting my new vehicle out
Darren James
28
11/08/2022

SUPERB!!

Absolutely amazing service from this company, had Remi to help me throughout the process and got my car financed and delivered within two days. Would definitely recommend this company and Remi to everyone! Written by one happy customer.
Kayleigh
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